Renewal Countdown Calendar
Track your mortgage maturity date and see the right action timeline before renewal.
Days to renewal
245 days
Approximate time until maturity.
Months to renewal
9 months
Approximate time until maturity.
Urgency
You have time to prepare and monitor options.
Reminder capture
Use the form beside this report to request a reminder. Email is supported through lead capture; text-message automation is marked as a future SMS/Twilio integration.
Recommended renewal timeline
12 months before
Start watching rates and review income, debts, and credit.
9 months before
Check whether anything changed since the original approval.
6 months before
Begin renewal comparison and ask what switch options may exist.
3 months before
Review lender offers and avoid signing without comparing.
30 days before
Confirm final numbers, documents, and next steps urgently.
TODO: When SMS/email infrastructure is configured, save reminder preferences to `renewal_reminders` and trigger email/SMS reminders.