Terms of Service

Last updated: June 11, 2026

Welcome to FiestaFlip.com, operated by Diego Bjermeland, Mortgage Agent Level 1 (FSRA Licence #M25001718), on behalf of Cornerstone Mortgage Group (FSRA Licence #13672). By using this site, you agree to these terms.

Educational tools, not advice

The calculators, tools, and content on this site provide estimates for educational purposes only. They are not mortgage advice, a mortgage approval, a pre-approval, a commitment to lend, a rate quote, or a rate guarantee. Actual mortgage qualification, rates, and terms depend on lender policies, your credit history, income, debts, property details, documentation, and the rules in effect at the time of your application.

Always speak with a licensed mortgage professional — and obtain written confirmation from a lender — before making mortgage, real estate, or financial decisions.

No client relationship through this site

Using this site, submitting a form, or receiving a response does not by itself create a brokerage-client relationship. A formal relationship is established only through Cornerstone Mortgage Group's documented intake, disclosure, and consent process.

Accuracy

We work to keep tools and content accurate and current, but we cannot guarantee that all information is complete, up to date, or free of errors. Rules affecting mortgages (such as stress-test rates, insurance premiums, and land transfer taxes) change over time.

Limitation of liability

To the maximum extent permitted by law, FiestaFlip.com, Diego Bjermeland, and Cornerstone Mortgage Group are not liable for decisions made or actions taken in reliance on the estimates or content provided by this site.

Intellectual property

The content, tools, and design of this site belong to their respective owners and may not be copied or reproduced for commercial use without permission.

Privacy

Your use of this site is also governed by our Privacy Policy.

Governing law

These terms are governed by the laws of Ontario, Canada.

Contact

Questions about these terms: diego.b@thecmtg.com